Overview : 어려운 용어 쉽게 풀어보자
- DB 형 : 확정급여행 //직원이 속한 기업이 지원퇴직할때 30일분 평균임금으로 계산하여 퇴직금을 개인형 퇴직연금제도에 이전시킴(옛날방식)
- DC 형 : 확정기여형 // 근로기간중 기업이 임금의 1/12을 자산운영사에 넘겨 운영하는 방식 (선진국방식)
- IRP 형 : 퇴직, 이직시 퇴직금을 개인이 개설한 계좌에서 운영하는 제도
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