{"id":506,"date":"2022-04-18T23:46:51","date_gmt":"2022-04-18T23:46:51","guid":{"rendered":"https:\/\/ihavenomoney.co.kr\/?p=506"},"modified":"2022-04-18T23:49:34","modified_gmt":"2022-04-18T23:49:34","slug":"ltv-dti-%eb%9c%bb","status":"publish","type":"post","link":"https:\/\/ihavenomoney.co.kr\/?p=506","title":{"rendered":"LTV , DTI \ub73b"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>LTV(Loan To Value ratio)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ub2f4\ubcf4\uc778\uc815\ube44\uc728 \ub610\ub294 \ub2f4\ubcf4 \ub300\ucd9c \ube44\uc728\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2f4\ubcf4(\uc8fc\ud0dd) \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \uc0b0\ucd9c\ub41c LTV \ube44\uc728\uc5d0 \ub530\ub77c \ub300\ucd9c\uae08\uc744 \uc2b9\uc778\ud574\uc8fc\ub294 \uac83\uc73c\ub85c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ube44\uc728\uc774\ub77c\uace0\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>LTV \uacc4\uc0b0 <\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>LTV = (\ub300\ucd9c\uae08\uc561 + \uc120\uc21c\uc704\ucc44\uad8c + \uc784\ucc28\ubcf4\uc99d\uae08 \ub4f1) \/ \ub2f4\ubcf4\uac00\uce58<\/strong><\/li><li><strong>LTV = (\ubd80\ub3d9\uc0b0 \ub2f4\ubcf4 \uac00\uaca9 \/ \uc740\ud589 \ub300\ucd9c\uae08\uc561) * 100<\/strong><\/li><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>DTI(Debt to Income)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ucd1d\ubd80\ucc44\uc0c1\ud658\ube44\uc728<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc44\ubb34\uc0c1\ud658 \uac00\ub2a5\uc131\uc744 \uce21\uc815\ud558\ub294 \uc9c0\ud45c\ub85c, \ubcf8\uc778\uc758 \uc18c\ub4dd\uc744 \uae30\uc900\uc73c\ub85c \ubd80\ucc44\ub97c \uc0c1\ud658\ud560 \uc218 \uc788\ub294\uc9c0\ub97c \ub098\ud0c0\ub0c5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DTI \ube44\uc728\uc774 \ub0ae\uc744\uc218\ub85d \ucc44\ubb34\uc0c1\ud658 \ub2a5\ub825\uc774 \ub6f0\uc5b4\ub09c \uac83\uc73c\ub85c \ud310\ub2e8\ud558\uba70, \ub192\uc744\uc218\ub85d \ucc44\ubb34\uc0c1\ud658 \ub2a5\ub825\uc774 \ub5a8\uc5b4\uc9c0\ub294 \uac83\uc73c\ub85c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"240\" src=\"https:\/\/ihavenomoney.co.kr\/wp-content\/uploads\/2022\/04\/tenor-5.gif\" alt=\"\" class=\"wp-image-508\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>DTI \uacc4\uc0b0 \ubc29\ubc95 2\uac00\uc9c0<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>DTI = (\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561 + \uae30\ub300\ucd9c \uc774\uc790 \uc0c1\ud658\uc561) \/ \uc5f0\uac04 \uc18c\ub4dd<\/strong><\/li><li><strong>DTI = (\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561 + \uae30\ub300\ucd9c \uc774\uc790 \uc0c1\ud658\uc561 + \uae30\ub300\ucd9c \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561) \/ \uc5f0\uac04 \uc18c\ub4dd<\/strong><\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"498\" height=\"286\" src=\"https:\/\/ihavenomoney.co.kr\/wp-content\/uploads\/2022\/04\/tenor-6.gif\" alt=\"\" class=\"wp-image-509\"\/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>LTV(Loan To Value ratio) \ub2f4\ubcf4\uc778\uc815\ube44\uc728 \ub610\ub294 \ub2f4\ubcf4 \ub300\ucd9c \ube44\uc728\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ub2f4\ubcf4(\uc8fc\ud0dd) \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \uc0b0\ucd9c\ub41c LTV \ube44\uc728\uc5d0 \ub530\ub77c \ub300\ucd9c\uae08\uc744 \uc2b9\uc778\ud574\uc8fc\ub294 \uac83\uc73c\ub85c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ube44\uc728\uc774\ub77c\uace0\ub3c4 \ud569\ub2c8\ub2e4. LTV \uacc4\uc0b0 LTV = (\ub300\ucd9c\uae08\uc561 + \uc120\uc21c\uc704\ucc44\uad8c + \uc784\ucc28\ubcf4\uc99d\uae08 \ub4f1) \/ \ub2f4\ubcf4\uac00\uce58 LTV = (\ubd80\ub3d9\uc0b0 \ub2f4\ubcf4 \uac00\uaca9 \/ \uc740\ud589 \ub300\ucd9c\uae08\uc561) * 100 DTI(Debt to Income) \ucd1d\ubd80\ucc44\uc0c1\ud658\ube44\uc728 \ucc44\ubb34\uc0c1\ud658 \uac00\ub2a5\uc131\uc744 \uce21\uc815\ud558\ub294 \uc9c0\ud45c\ub85c, \ubcf8\uc778\uc758 \uc18c\ub4dd\uc744 &hellip; <a href=\"https:\/\/ihavenomoney.co.kr\/?p=506\" class=\"more-link\"><span class=\"screen-reader-text\">LTV , DTI \ub73b<\/span> \ub354\ubcf4\uae30 <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-506","post","type-post","status-publish","format-standard","hentry","category-9"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>LTV , DTI \ub73b - Ihavenomoney<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ihavenomoney.co.kr\/?p=506\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"LTV , DTI \ub73b - Ihavenomoney\" \/>\n<meta property=\"og:description\" content=\"LTV(Loan To Value ratio) \ub2f4\ubcf4\uc778\uc815\ube44\uc728 \ub610\ub294 \ub2f4\ubcf4 \ub300\ucd9c \ube44\uc728\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ub2f4\ubcf4(\uc8fc\ud0dd) \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \uc0b0\ucd9c\ub41c LTV \ube44\uc728\uc5d0 \ub530\ub77c \ub300\ucd9c\uae08\uc744 \uc2b9\uc778\ud574\uc8fc\ub294 \uac83\uc73c\ub85c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ube44\uc728\uc774\ub77c\uace0\ub3c4 \ud569\ub2c8\ub2e4. LTV \uacc4\uc0b0 LTV = (\ub300\ucd9c\uae08\uc561 + \uc120\uc21c\uc704\ucc44\uad8c + \uc784\ucc28\ubcf4\uc99d\uae08 \ub4f1) \/ \ub2f4\ubcf4\uac00\uce58 LTV = (\ubd80\ub3d9\uc0b0 \ub2f4\ubcf4 \uac00\uaca9 \/ \uc740\ud589 \ub300\ucd9c\uae08\uc561) * 100 DTI(Debt to Income) \ucd1d\ubd80\ucc44\uc0c1\ud658\ube44\uc728 \ucc44\ubb34\uc0c1\ud658 \uac00\ub2a5\uc131\uc744 \uce21\uc815\ud558\ub294 \uc9c0\ud45c\ub85c, \ubcf8\uc778\uc758 \uc18c\ub4dd\uc744 &hellip; LTV , DTI \ub73b \ub354\ubcf4\uae30 &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ihavenomoney.co.kr\/?p=506\" \/>\n<meta property=\"og:site_name\" content=\"Ihavenomoney\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-18T23:46:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-04-18T23:49:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ihavenomoney.co.kr\/wp-content\/uploads\/2022\/04\/tenor-5.gif\" \/>\n<meta name=\"author\" content=\"\uace8\ubc45\uc774\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"\uace8\ubc45\uc774\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ihavenomoney.co.kr\\\/?p=506#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ihavenomoney.co.kr\\\/?p=506\"},\"author\":{\"name\":\"\uace8\ubc45\uc774\",\"@id\":\"https:\\\/\\\/ihavenomoney.co.kr\\\/#\\\/schema\\\/person\\\/350e3896267c05df1fdfc66a6bb954b5\"},\"headline\":\"LTV , DTI \ub73b\",\"datePublished\":\"2022-04-18T23:46:51+00:00\",\"dateModified\":\"2022-04-18T23:49:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ihavenomoney.co.kr\\\/?p=506\"},\"wordCount\":19,\"image\":{\"@id\":\"https:\\\/\\\/ihavenomoney.co.kr\\\/?p=506#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ihavenomoney.co.kr\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/tenor-5.gif\",\"articleSection\":[\"\ubd80\ub3d9\uc0b0\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ihavenomoney.co.kr\\\/?p=506\",\"url\":\"https:\\\/\\\/ihavenomoney.co.kr\\\/?p=506\",\"name\":\"LTV , DTI \ub73b - 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Ihavenomoney","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ihavenomoney.co.kr\/?p=506","og_locale":"ko_KR","og_type":"article","og_title":"LTV , DTI \ub73b - Ihavenomoney","og_description":"LTV(Loan To Value ratio) \ub2f4\ubcf4\uc778\uc815\ube44\uc728 \ub610\ub294 \ub2f4\ubcf4 \ub300\ucd9c \ube44\uc728\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ub2f4\ubcf4(\uc8fc\ud0dd) \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \uc0b0\ucd9c\ub41c LTV \ube44\uc728\uc5d0 \ub530\ub77c \ub300\ucd9c\uae08\uc744 \uc2b9\uc778\ud574\uc8fc\ub294 \uac83\uc73c\ub85c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ube44\uc728\uc774\ub77c\uace0\ub3c4 \ud569\ub2c8\ub2e4. LTV \uacc4\uc0b0 LTV = (\ub300\ucd9c\uae08\uc561 + \uc120\uc21c\uc704\ucc44\uad8c + \uc784\ucc28\ubcf4\uc99d\uae08 \ub4f1) \/ \ub2f4\ubcf4\uac00\uce58 LTV = (\ubd80\ub3d9\uc0b0 \ub2f4\ubcf4 \uac00\uaca9 \/ \uc740\ud589 \ub300\ucd9c\uae08\uc561) * 100 DTI(Debt to Income) \ucd1d\ubd80\ucc44\uc0c1\ud658\ube44\uc728 \ucc44\ubb34\uc0c1\ud658 \uac00\ub2a5\uc131\uc744 \uce21\uc815\ud558\ub294 \uc9c0\ud45c\ub85c, \ubcf8\uc778\uc758 \uc18c\ub4dd\uc744 &hellip; LTV , DTI \ub73b \ub354\ubcf4\uae30 &rarr;","og_url":"https:\/\/ihavenomoney.co.kr\/?p=506","og_site_name":"Ihavenomoney","article_published_time":"2022-04-18T23:46:51+00:00","article_modified_time":"2022-04-18T23:49:34+00:00","og_image":[{"url":"https:\/\/ihavenomoney.co.kr\/wp-content\/uploads\/2022\/04\/tenor-5.gif","type":"","width":"","height":""}],"author":"\uace8\ubc45\uc774","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"\uace8\ubc45\uc774"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ihavenomoney.co.kr\/?p=506#article","isPartOf":{"@id":"https:\/\/ihavenomoney.co.kr\/?p=506"},"author":{"name":"\uace8\ubc45\uc774","@id":"https:\/\/ihavenomoney.co.kr\/#\/schema\/person\/350e3896267c05df1fdfc66a6bb954b5"},"headline":"LTV , DTI \ub73b","datePublished":"2022-04-18T23:46:51+00:00","dateModified":"2022-04-18T23:49:34+00:00","mainEntityOfPage":{"@id":"https:\/\/ihavenomoney.co.kr\/?p=506"},"wordCount":19,"image":{"@id":"https:\/\/ihavenomoney.co.kr\/?p=506#primaryimage"},"thumbnailUrl":"https:\/\/ihavenomoney.co.kr\/wp-content\/uploads\/2022\/04\/tenor-5.gif","articleSection":["\ubd80\ub3d9\uc0b0"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/ihavenomoney.co.kr\/?p=506","url":"https:\/\/ihavenomoney.co.kr\/?p=506","name":"LTV , DTI \ub73b - 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