{"id":3092,"date":"2025-12-24T00:35:03","date_gmt":"2025-12-24T00:35:03","guid":{"rendered":"https:\/\/ihavenomoney.co.kr\/?p=3092"},"modified":"2025-12-24T00:35:03","modified_gmt":"2025-12-24T00:35:03","slug":"%ec%b2%ad%eb%9d%bc-%ed%91%b8%eb%a5%b4%ec%a7%80%ec%98%a4-%ec%8a%a4%ed%83%80%ec%85%80%eb%9d%bc49","status":"publish","type":"post","link":"https:\/\/ihavenomoney.co.kr\/?p=3092","title":{"rendered":"\uccad\ub77c \ud478\ub974\uc9c0\uc624 \uc2a4\ud0c0\uc140\ub77c49"},"content":{"rendered":"\n<p>\uc778\ucc9c <strong>\uccad\ub77c\uad6d\uc81c\ub3c4\uc2dc<\/strong>\uc5d0 \ub4e4\uc5b4\uc11c\ub294 <strong>\ud504\ub9ac\ubbf8\uc5c4 \uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154\/\uc8fc\uac70 \ub2e8\uc9c0<\/strong>\ub85c, \ub300\uc6b0\uac74\uc124\uc774 \uc2dc\uacf5\ud558\uace0 \ud55c\uad6d\ud22c\uc790\ubd80\ub3d9\uc0b0\uc2e0\ud0c1 \ub4f1\uc774 \uc2dc\ud589\ud558\ub294 \ud504\ub85c\uc81d\ud2b8\uc785\ub2c8\ub2e4. \u201c\ud478\ub974\uc9c0\uc624\u201d \ube0c\ub79c\ub4dc \uae30\ubc18\uc758 <strong>\uc911\ub300\ud615 \uace0\uae09 \uc8fc\uac70 \uc0c1\ud488<\/strong>\uc774\ub77c\ub294 \uc810\uc5d0\uc11c \ubd84\uc591 \uc804\ubd80\ud130 \uad00\uc2ec\uc774 \ub192\uc740 \ub2e8\uc9c0\uc785\ub2c8\ub2e4. <a href=\"https:\/\/www.reby24.com\/sale\/?idx=105&amp;utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Reby24+1<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udccd \uae30\ubcf8 \uc815\ubcf4<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc704\uce58<\/strong>: \uc778\ucc9c\uad11\uc5ed\uc2dc \uc11c\uad6c \uccad\ub77c\ub3d9 6-7, 6-8\ubc88\uc9c0 (\uccad\ub77c\uad6d\uc81c\ub3c4\uc2dc C18BL) <a href=\"https:\/\/xn--2e0b556b8vcw3m8la92j.com\/263?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">xn--2e0b556b8vcw3m8la92j.com<\/a><\/li>\n\n\n\n<li><strong>\uaddc\ubaa8<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>\uc9c0\uc0c1 \ucd5c\uace0 49\uce35, \uc9c0\ud558 5\uce35<\/strong><\/li>\n\n\n\n<li><strong>2\uac1c \ub3d9<\/strong>, \ucd1d <strong>522\uc2e4<\/strong> \uaddc\ubaa8 <a href=\"https:\/\/www.reby24.com\/sale\/?idx=105&amp;utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Reby24<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc804\uc6a9 \uba74\uc801<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>114\u33a1 \/ 118\u33a1 \/ 119\u33a1<\/strong> (\ub300\ud615 \ud3c9\ud615 \uc704\uc8fc) <a href=\"https:\/\/www.reby24.com\/sale\/?idx=105&amp;utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Reby24<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc8fc\ucc28<\/strong>: \uc57d <strong>1,017\ub300 (\uc138\ub300\ub2f9 \uc57d 1.9\ub300)<\/strong> <a href=\"https:\/\/www.prugio-starselah49.kr\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">prugio-starselah49.kr<\/a><\/li>\n\n\n\n<li><strong>\uc785\uc8fc \uc608\uc815<\/strong>: <strong>2027\ub144 12\uc6d4<\/strong> <a href=\"https:\/\/www.reby24.com\/sale\/?idx=105&amp;utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Reby24<\/a><\/li>\n\n\n\n<li><strong>\uc2dc\uacf5\uc0ac<\/strong>: \ub300\uc6b0\uac74\uc124 <a href=\"https:\/\/www.reby24.com\/sale\/?idx=105&amp;utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Reby24<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfd9\ufe0f \ud2b9\uc9d5 &amp; \uc7a5\uc810<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udccc 1) <strong>\uc785\uc9c0 &amp; \uad50\ud1b5<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uccad\ub77c\uad6d\uc81c\ub3c4\uc2dc \uc911\uc2ec \uc704\uce58\uc5d0 \ub4e4\uc5b4\uc11c\uba70, <strong>\uad11\uc5ed \uad50\ud1b5\ub9dd\uc774 \uac15\ud654<\/strong>\ub420 \uc608\uc815\uc785\ub2c8\ub2e4.\n<ul class=\"wp-block-list\">\n<li><em>\uacf5\ud56d\ucca0\ub3c4 \uccad\ub77c\uad6d\uc81c\ub3c4\uc2dc\uc5ed<\/em> \ub3c4\ubcf4 \uc811\uadfc<\/li>\n\n\n\n<li><em>\uc778\ucc9c\uc9c0\ud558\ucca0 7\ud638\uc120 \uc5f0\uc7a5 \ubc0f 9\ud638\uc120 \uc9c1\uacb0 \uacc4\ud68d<\/em>\uc73c\ub85c \uc11c\uc6b8 \uc8fc\uc694 \uc9c0\uc5ed \uc811\uadfc\uc131 \ud5a5\uc0c1 \uae30\ub300 <a href=\"https:\/\/www.prugio.com\/ht\/2024\/starselah49\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">\ud478\ub974\uc9c0\uc624+1<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udccc 2) <strong>\uc8fc\ubcc0 \uac1c\ubc1c \ud638\uc7ac<\/strong><\/h3>\n\n\n\n<p>\ub2e8\uc9c0 \uc8fc\ubcc0\uc5d0 \ub300\uaddc\ubaa8 \uac1c\ubc1c \ud504\ub85c\uc81d\ud2b8\uac00 \uc9c4\ud589 \uc911\uc774\uba70, \uc774\ub294 <strong>\uc0dd\ud65c \uc778\ud504\ub77c \ubc0f \uc790\uc0b0\uac00\uce58 \uc0c1\uc2b9 \uc694\uc778<\/strong>\uc73c\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc2a4\ud0c0\ud544\ub4dc \uccad\ub77c<\/strong>(\ub3d4\uad6c\uc7a5 + \uc1fc\ud551\ubab0 \ubcf5\ud569\uc2dc\uc124) \ubc14\ub85c \uc55e \uc704\uce58 <a href=\"https:\/\/news.nate.com\/view\/20251023n13871?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Nate News<\/a><\/li>\n\n\n\n<li><strong>\uc11c\uc6b8\uc544\uc0b0 \uccad\ub77c \uc758\ub8cc\ubcf5\ud569\ud0c0\uc6b4<\/strong> \uac1c\ubc1c \uc608\uc815 <a href=\"https:\/\/news.nate.com\/view\/20251023n13871?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Nate News<\/a><\/li>\n\n\n\n<li><strong>\ud558\ub098\uae08\uc735\ud0c0\uc6b4<\/strong> \uc785\uc8fc \uacc4\ud68d <a href=\"https:\/\/news.nate.com\/view\/20251023n13871?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Nate News<\/a><\/li>\n\n\n\n<li><strong>\uc544\uc2dc\uc544 \ucd5c\ub300 \uaddc\ubaa8 \ucf54\uc2a4\ud2b8\ucf54 \uccad\ub77c\uc810<\/strong>, \uace8\ud504\uc7a5, \uacf5\uc6d0, \uc2a4\ud3ec\uce20 \uc2dc\uc124 \ub4f1 \ud48d\ubd80\ud55c \uc0dd\ud65c \uc778\ud504\ub77c <a href=\"https:\/\/news.nate.com\/view\/20251023n13871?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Nate News<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udccc 3) <strong>\uc0c1\ud488\uc131 &amp; \uc124\uacc4<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc624\uc158\ubdf0 \/ \ud544\ub4dc\ubdf0 \/ \uc2dc\ud2f0\ubdf0<\/strong> \uc870\ub9dd\uc774 \uac00\ub2a5\ud55c \uc77c\ubd80 \uc138\ub300 \ubdf0 \ud655\ubcf4 <a href=\"https:\/\/news.nate.com\/view\/20251023n13871?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Nate News<\/a><\/li>\n\n\n\n<li>\ub0a8\ud5a5 \uc704\uc8fc \ubc30\uce58\ub85c <strong>\uc77c\uc870\ub7c9\uacfc \ud1b5\ud48d<\/strong> \uc6b0\uc218 <a href=\"https:\/\/news.nate.com\/view\/20251023n13871?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Nate News<\/a><\/li>\n\n\n\n<li><strong>\uac70\uc2e4 2\uba74 \uac1c\ubc29\ud615 \uc124\uacc4<\/strong>, \ub109\ub109\ud55c \uc218\ub0a9\uacf5\uac04, \ucd5c\uc2e0 \ud3c9\uba74 \uc124\uacc4 \uc801\uc6a9 <a href=\"https:\/\/news.nate.com\/view\/20251023n13871?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Nate News<\/a><\/li>\n\n\n\n<li>\uace0\uae09 \ucee4\ubba4\ub2c8\ud2f0 \uc2dc\uc124 \ubc0f \uc77c\ubd80 \ubd80\ub300 \uc11c\ube44\uc2a4(\uc608: \uc870\uc2dd \uc11c\ube44\uc2a4) \uc608\uc815 <a href=\"https:\/\/www.prugio-starselah49.kr\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">prugio-starselah49.kr<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udccc 4) <strong>\ubd84\uc591 &amp; \ud22c\uc790 \uce21\uba74<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc804\uc6a9 114~119\u33a1\uc758 \uc804 \uc138\ub300 <strong>\uc911\ub300\ud615 \uad6c\uc131<\/strong>, \uc8fc\uac70\uc6a9 \uc624\ud53c\uc2a4\ud154 \uc911\uc2ec \uc0c1\ud488\uc73c\ub85c \uad00\uc2ec\uc774 \ub192\uc74c <a href=\"https:\/\/cm.asiae.co.kr\/en\/article\/2025120410545208541?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Asia Economy<\/a><\/li>\n\n\n\n<li>\ube44\uaddc\uc81c\uc9c0\uc5ed \uc131\uaca9\uc73c\ub85c <strong>\uccad\uc57d \ubc0f \ub9e4\ub9e4 \uc870\uac74 \uba74\uc5d0\uc11c \ud22c\uc790 \ub9e4\ub825<\/strong>\uc774 \uc788\ub2e4\ub294 \ud3c9\uac00\ub3c4 \uc788\uc74c <a href=\"https:\/\/cm.asiae.co.kr\/en\/article\/2025120410545208541?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Asia Economy<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83e\udded \ub9c8\ubb34\ub9ac<\/h2>\n\n\n\n<p><strong>\uccad\ub77c \ud478\ub974\uc9c0\uc624 \uc2a4\ud0c0\uc140\ub77c49<\/strong>\ub294 \uccad\ub77c\uad6d\uc81c\ub3c4\uc2dc\uc758 \ud575\uc2ec \uc785\uc9c0\uc5d0 \uc790\ub9ac\ud55c <strong>\ud504\ub9ac\ubbf8\uc5c4 \uc8fc\uac70 \ube0c\ub79c\ub4dc \ub300\ub2e8\uc9c0<\/strong>\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4.<br>\ud48d\ubd80\ud55c <strong>\uc0dd\ud65c \uc778\ud504\ub77c<\/strong>, \ub300\uaddc\ubaa8 <strong>\uc0c1\uad8c \uac1c\ubc1c<\/strong>, <strong>\uad50\ud1b5\ub9dd \uac1c\uc120<\/strong> \uacc4\ud68d \ub4f1\uc774 \ub9de\ubb3c\ub9ac\uba74\uc11c \ud5a5\ud6c4 <strong>\uac70\uc8fc\uc131\uacfc \uc790\uc0b0 \uac00\uce58<\/strong> \uce21\uba74\uc5d0\uc11c \uc8fc\ubaa9\ubc1b\ub294 \ud504\ub85c\uc81d\ud2b8\uc785\ub2c8\ub2e4. <a href=\"https:\/\/news.nate.com\/view\/20251023n13871?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Nate News+1<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\uc6d0\ud558\uc2dc\uba74 <em>\ud3c9\uba74\ub3c4, \ubd84\uc591\uac00 \ubc94\uc704<\/em>, <em>\uccad\uc57d \uc870\uac74<\/em>, \ud639\uc740 <em>\uc2e4\uac70\ub798 \uc2dc\uc138 \uc804\ub9dd<\/em>\uae4c\uc9c0 \uc790\uc138\ud788 \uc815\ub9ac\ud574 \ub4dc\ub9b4\uae4c\uc694? \ud83d\ude0a<\/p>\n\n\n\n<p>\uc544\ub798\ub294 **\u201c\ud3c9\uba74\ub3c4 \u00b7 \ubd84\uc591\uac00 \ubc94\uc704 \u00b7 \uccad\uc57d \uc870\uac74 \u00b7 \uc2e4\uac70\ub798(\uc2dc\uc138) \uc804\ub9dd\u201d**\uc744 \uae30\uc900\uc73c\ub85c <strong>\ud575\uc2ec\ub9cc \uc815\ub9ac\ud574 \ub4dc\ub9b0 \uc124\uba85<\/strong>\uc785\ub2c8\ub2e4.<br>(\uc2e4\uc81c \ubd84\uc591 \uacf5\uace0 \uc804\u00b7\ud6c4\ub85c \uc218\uce58\ub294 \ubcc0\ub3d9\ub420 \uc218 \uc788\uc73c\ub2c8 <strong>\uad6c\uc870\u00b7\ubc29\ud5a5\uc131 \uc774\ud574\uc6a9<\/strong>\uc73c\ub85c \ubd10 \uc8fc\uc138\uc694)<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfe2 \uccad\ub77c \ud478\ub974\uc9c0\uc624 \uc2a4\ud0c0\uc140\ub77c49<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">1\ufe0f\u20e3 \ud3c9\uba74\ub3c4 (\uad6c\uc870 \uc124\uba85)<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/gm-reus.co.kr\/files\/attach\/images\/141\/141\/139e1f3f1c106a0420735aae9822f333.jpg?utm_source=chatgpt.com\" alt=\"https:\/\/gm-reus.co.kr\/files\/attach\/images\/141\/141\/139e1f3f1c106a0420735aae9822f333.jpg?utm_source=chatgpt.com\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/cdn.issuenbiz.com\/news\/photo\/202210\/17766_18107_197.jpg?utm_source=chatgpt.com\" alt=\"https:\/\/cdn.issuenbiz.com\/news\/photo\/202210\/17766_18107_197.jpg?utm_source=chatgpt.com\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.seoul.co.kr\/img\/upload\/2015\/10\/21\/SSI_20151021105831_O2.jpg?utm_source=chatgpt.com\" alt=\"https:\/\/img.seoul.co.kr\/img\/upload\/2015\/10\/21\/SSI_20151021105831_O2.jpg?utm_source=chatgpt.com\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714 \uc804\uc6a9\uba74\uc801 \uad6c\uc131<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>114\u33a1 \/ 118\u33a1 \/ 119\u33a1<\/strong><\/li>\n\n\n\n<li>\uc0ac\uc2e4\uc0c1 <strong>\uc544\ud30c\ud2b8 40\ud3c9\ud615\ub300\uc640 \uc720\uc0ac\ud55c \uccb4\uae09<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714 \ub0b4\ubd80 \uad6c\uc870 \ud2b9\uc9d5<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ubc29 3 + \uc695\uc2e4 2<\/strong><\/li>\n\n\n\n<li><strong>\u3137\uc790 \ub610\ub294 \u3131\uc790 \uc8fc\ubc29<\/strong><\/li>\n\n\n\n<li><strong>\ub300\ud615 \uac70\uc2e4 + \ub2e4\uc774\ub2dd \ubd84\ub9ac<\/strong><\/li>\n\n\n\n<li>\ud32c\ud2b8\ub9ac\u00b7\ub4dc\ub808\uc2a4\ub8f8\u00b7\ub2e4\uc6a9\ub3c4\uc2e4 \ub4f1 <strong>\uc218\ub0a9 \ud2b9\ud654<\/strong><\/li>\n\n\n\n<li>\uc77c\ubd80 \ud0c0\uc785:\n<ul class=\"wp-block-list\">\n<li><strong>\uac70\uc2e4 2\uba74 \uac1c\ubc29<\/strong><\/li>\n\n\n\n<li>\ucf54\ub108\uc138\ub300 <strong>\uad11\ud3ed \uc870\ub9dd<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 \uc694\uc57d<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\uc624\ud53c\uc2a4\ud154\u201d\uc774\uc9c0\ub9cc <strong>\uc2e4\uac70\uc8fc \uae30\uc900\uc740 \uace0\uae09 \uc544\ud30c\ud2b8\uc640 \uac70\uc758 \ub3d9\uc77c<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2\ufe0f\u20e3 \ubd84\uc591\uac00 \ubc94\uc704 (\uc608\uc0c1)<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u26a0\ufe0f \uacf5\uc2dd \ubd84\uc591\uac00 \ud655\uc815 \uc804 \uae30\uc900, <strong>\uccad\ub77c \uace0\uae09 \uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154\u00b7\uc8fc\uc0c1\ubcf5\ud569 \uc0ac\ub840 \uae30\ubc18 \ucd94\uc815<\/strong><\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcb0 \uc608\uc0c1 \ubd84\uc591\uac00<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc804\uc6a9 114~119\u33a1<\/strong><\/li>\n\n\n\n<li><strong>\uc57d 9\uc5b5 ~ 12\uc5b5 \uc6d0\ub300<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uc800\uce35\u00b7\ube44\uc870\ub9dd : 9\uc5b5\ub300 \ucd08\uc911\ubc18<\/li>\n\n\n\n<li>\uc911\uce35\u00b7\uc77c\ubc18\ubdf0 : 10\uc5b5\ub300<\/li>\n\n\n\n<li>\uace0\uce35\u00b7\uc870\ub9dd \ud2b9\ud654 : 11~12\uc5b5\ub300<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udccc \ubd84\uc591\uac00 \ud310\ub2e8 \uae30\uc900<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc2a4\ud0c0\ud544\ub4dc \uccad\ub77c \ubc14\ub85c \uc55e<\/li>\n\n\n\n<li>49\uce35 \ub79c\ub4dc\ub9c8\ud06c<\/li>\n\n\n\n<li>\uc8fc\ucc28 1.9\ub300 \uc218\uc900<\/li>\n\n\n\n<li>\ub300\ud615 \ud3c9\ud615 \ub2e8\uc77c \uad6c\uc131<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 \uc694\uc57d<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\uccad\ub77c \ub0b4\uc5d0\uc11c\ub294 \ucd5c\uc0c1\uc704 \uac00\uaca9\ub300, \uc11c\uc6b8 \uc811\uadfc \ub300\uccb4 \uc8fc\uac70\uc9c0\ub85c \ud3ec\uc9c0\uc154\ub2dd\u201d<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3\ufe0f\u20e3 \uccad\uc57d \uc870\uac74 (\uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714 \uccad\uc57d \uc790\uaca9<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub9cc 19\uc138 \uc774\uc0c1<\/strong><\/li>\n\n\n\n<li><strong>\uccad\uc57d\ud1b5\uc7a5 \ud544\uc694 \uc5c6\uc74c<\/strong><\/li>\n\n\n\n<li><strong>\uc8fc\ud0dd \ubcf4\uc720 \uc218 \ubb34\uad00<\/strong><\/li>\n\n\n\n<li>\uc804\uad6d \uac70\uc8fc\uc790 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714 \ub2f9\ucca8 \ubc29\uc2dd<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>100% \ucd94\ucca8\uc81c<\/strong><\/li>\n\n\n\n<li>\uac00\uc810\uc81c \u274c<\/li>\n\n\n\n<li>\ubb34\uc8fc\ud0dd\u00b7\ub2e4\uc8fc\ud0dd \ucc28\ubcc4 \u274c<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714 \uc804\ub9e4\u00b7\uaddc\uc81c<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc624\ud53c\uc2a4\ud154 \u2192 \uc804\ub9e4 \uc81c\ud55c \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uc74c<\/strong><\/li>\n\n\n\n<li>\uccad\ub77c \ub300\ubd80\ubd84 <strong>\ube44\uaddc\uc81c \ub610\ub294 \uc644\ud654\uc9c0\uc5ed \uc131\uaca9<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 \uc694\uc57d<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\uc544\ud30c\ud2b8 \uccad\uc57d \ub9c9\ud78c \uc218\uc694\uac00 \uac00\uc7a5 \uc27d\uac8c \uc811\uadfc \uac00\ub2a5\ud55c \uad6c\uc870\u201d<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4\ufe0f\u20e3 \uc2e4\uac70\ub798 \u00b7 \uc2dc\uc138 \uc804\ub9dd<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcc8 \uae0d\uc815 \uc694\uc778<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc2a4\ud0c0\ud544\ub4dc \uccad\ub77c (\ub3d4\uad6c\uc7a5 \ud3ec\ud568)<\/strong><\/li>\n\n\n\n<li><strong>7\ud638\uc120 \uc5f0\uc7a5<\/strong><\/li>\n\n\n\n<li>\ud558\ub098\uae08\uc735\ud0c0\uc6b4\u00b7\uc758\ub8cc\ubcf5\ud569\ud0c0\uc6b4<\/li>\n\n\n\n<li>\uccad\ub77c \ub0b4 <strong>\ub300\ud615 \ud3c9\ud615 \uacf5\uae09 \ud76c\uc18c<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcc9 \uc720\uc758 \uc694\uc778<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uac00\uaca9\ub300 \uc790\uccb4\uac00 \ub192\uc74c<\/li>\n\n\n\n<li>\uc624\ud53c\uc2a4\ud154 \ud2b9\uc131\uc0c1 <strong>\ub300\ucd9c\u00b7\uc138\uc81c\ub294 \uc544\ud30c\ud2b8\uc640 \ub2e4\ub984<\/strong><\/li>\n\n\n\n<li>\ub2e8\uae30 \uc2dc\uc138 \ucc28\uc775\ubcf4\ub2e4\ub294 <strong>\uc911\uc7a5\uae30 \ubcf4\uc720\ud615<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd2e \uc804\ub9dd \uc694\uc57d<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc2e4\uac70\uc8fc + \uc790\uc0b0\ubcf4\uc874\ud615<\/strong><\/li>\n\n\n\n<li>\uc11c\uc6b8 \uc11c\ubd80\uad8c \ub300\uccb4 \uc8fc\uac70\uc9c0<\/li>\n\n\n\n<li>\uc785\uc8fc \uc2dc\uc810(2027\ub144 \uc804\ud6c4)<br>\u2192 <strong>\uccad\ub77c \u2018\uc0c1\uae09\uc9c0\u2019 \uae30\uc900\uac00 \uc5ed\ud560 \uac00\ub2a5\uc131<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfaf \ud55c \uc904 \uc815\ub9ac<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u2714 <strong>\uc544\ud30c\ud2b8 \ub300\uc548 \uc2e4\uac70\uc8fc<\/strong><br>\u2714 <strong>\uccad\uc57d \uaddc\uc81c \ud68c\ud53c\uc6a9 \uace0\uae09 \uc8fc\uac70<\/strong><br>\u2714 <strong>\uccad\ub77c \ucd5c\uc0c1\uae09 \ub79c\ub4dc\ub9c8\ud06c \ud3ec\uc9c0\uc158<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\uc6d0\ud558\uc2dc\uba74 \ub2e4\uc74c \uc911 <strong>\ud558\ub098\ub97c \ub354 \uae4a\uac8c<\/strong> \uc124\uba85\ud574 \ub4dc\ub9b4\uac8c\uc694\ud83d\udc47<br>1\ufe0f\u20e3 <strong>\uc544\ud30c\ud2b8 vs \uc2a4\ud0c0\uc140\ub77c49 \ube44\uad50<\/strong><br>2\ufe0f\u20e3 <strong>\ub300\ucd9c\u00b7\uc138\uae08(\ucde8\ub4dd\uc138\/\ubcf4\uc720\uc138) \uc815\ub9ac<\/strong><br>3\ufe0f\u20e3 <strong>\uc2e4\uac70\uc8fc\uc790 \uae30\uc900 \ucd94\ucc9c \ud0c0\uc785<\/strong><br>4\ufe0f\u20e3 <strong>\ud22c\uc790 \uad00\uc810 \ub9ac\uc2a4\ud06c \ubd84\uc11d<\/strong><\/p>\n\n\n\n<p>\uc544\ub798\ub294 <strong>\uccad\ub77c \ud478\ub974\uc9c0\uc624 \uc2a4\ud0c0\uc140\ub77c49(\uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154)<\/strong> \uae30\uc900\uc73c\ub85c<br>\ud83d\udc49 <strong>\ub300\ucd9c \u00b7 \ucde8\ub4dd\uc138 \u00b7 \ubcf4\uc720\uc138<\/strong>\ub97c <strong>\uc544\ud30c\ud2b8\uc640 \ube44\uad50<\/strong>\ud574\uc11c \uc544\uc8fc \ud604\uc2e4\uc801\uc73c\ub85c \uc815\ub9ac\ud55c \ub0b4\uc6a9\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfe2 \uccad\ub77c \ud478\ub974\uc9c0\uc624 \uc2a4\ud0c0\uc140\ub77c49<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">(\uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154 \uae30\uc900)<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">1\ufe0f\u20e3 \ub300\ucd9c \uc815\ub9ac (\uac00\uc7a5 \uc911\uc694\ud55c \ubd80\ubd84)<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714 \uae30\ubcf8 \uc6d0\uce59<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc624\ud53c\uc2a4\ud154 = \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc774 \uc544\ub2cc \u2018\uc0c1\uc5c5\uc6a9\/\uc8fc\uac70\uc6a9 \uc624\ud53c\uc2a4\ud154 \ub300\ucd9c\u2019<\/strong><\/li>\n\n\n\n<li><strong>LTV\u00b7DSR \uaddc\uc81c\ub294 \uc544\ud30c\ud2b8\ubcf4\ub2e4 \ub290\uc2a8<\/strong><\/li>\n\n\n\n<li><strong>\ub2e4\uc8fc\ud0dd \uc5ec\ubd80 \uc601\ud5a5 \uc801\uc74c<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcb3 \ub300\ucd9c \uac00\ub2a5 \ubc94\uc704 (\uc77c\ubc18\uc801\uc778 \uacbd\uc6b0)<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\ub0b4\uc6a9<\/th><\/tr><\/thead><tbody><tr><td><strong>LTV<\/strong><\/td><td><strong>60~70% \ub0b4\uc678<\/strong> (\uc740\ud589\u00b7\uac1c\uc778\uc2e0\uc6a9 \ub530\ub77c \ucc28\uc774)<\/td><\/tr><tr><td><strong>DSR<\/strong><\/td><td>\uc801\uc6a9\ub418\ub098 <strong>\uc544\ud30c\ud2b8\ubcf4\ub2e4 \uc644\ud654<\/strong><\/td><\/tr><tr><td><strong>\ub2e4\uc8fc\ud0dd\uc790<\/strong><\/td><td>\ub300\ucd9c \uac00\ub2a5 (\uc544\ud30c\ud2b8\ub294 \ub9c9\ud600\ub3c4 \uc624\ud53c\uc2a4\ud154\uc740 \uac00\ub2a5)<\/td><\/tr><tr><td><strong>\uc911\ub3c4\uae08 \ub300\ucd9c<\/strong><\/td><td>\ubcf4\ud1b5 <strong>\uc9d1\ub2e8\ub300\ucd9c \uac00\ub2a5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udccc <strong>\uc608\uc2dc<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubd84\uc591\uac00 10\uc5b5 \uc6d0<br>\u2192 <strong>\ub300\ucd9c 6~7\uc5b5 \uac00\ub2a5<\/strong><br>\u2192 \uc790\uae30\uc790\ubcf8 3~4\uc5b5 \uc218\uc900<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 <strong>\uc544\ud30c\ud2b8\uc600\ub2e4\uba74?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uaddc\uc81c\uc9c0\uc5ed \uae30\uc900 LTV 40~50% + \ub2e4\uc8fc\ud0dd\uc790 \uc81c\ud55c \u2192 \uccb4\uac10 \ub09c\uc774\ub3c4 \ud6e8\uc52c \ub192\uc74c<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">2\ufe0f\u20e3 \ucde8\ub4dd\uc138 (\uc544\ud30c\ud2b8\uc640 \uac00\uc7a5 \ud070 \ucc28\uc774)<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">\u2757 \ud575\uc2ec \ud55c \uc904<\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\uc624\ud53c\uc2a4\ud154 \ucde8\ub4dd\uc138\ub294 \u201c\uc8fc\ud0dd \uc218\uc640 \ubb34\uad00\ud558\uac8c 4.6% \uace0\uc815\u201d<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcca \ucde8\ub4dd\uc138 \ube44\uad50<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\ucde8\ub4dd\uc138<\/th><\/tr><\/thead><tbody><tr><td><strong>\uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154<\/strong><\/td><td><strong>4.6% \uace0\uc815<\/strong><\/td><\/tr><tr><td>\uc544\ud30c\ud2b8 1\uc8fc\ud0dd<\/td><td>1~3%<\/td><\/tr><tr><td>\uc544\ud30c\ud2b8 2\uc8fc\ud0dd<\/td><td>8%<\/td><\/tr><tr><td>\uc544\ud30c\ud2b8 3\uc8fc\ud0dd \uc774\uc0c1<\/td><td>12%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udccc <strong>10\uc5b5 \uae30\uc900<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc624\ud53c\uc2a4\ud154: <strong>\uc57d 4,600\ub9cc \uc6d0<\/strong><\/li>\n\n\n\n<li>\uc544\ud30c\ud2b8 2\uc8fc\ud0dd: <strong>8,000\ub9cc \uc6d0<\/strong><\/li>\n\n\n\n<li>\uc544\ud30c\ud2b8 3\uc8fc\ud0dd: <strong>1\uc5b5 2,000\ub9cc \uc6d0<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 <strong>\ub2e4\uc8fc\ud0dd\uc790\uc77c\uc218\ub85d \uc624\ud53c\uc2a4\ud154\uc774 \uc555\ub3c4\uc801\uc73c\ub85c \uc720\ub9ac<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">3\ufe0f\u20e3 \ubcf4\uc720\uc138 (\uc7ac\uc0b0\uc138 + \uc885\ubd80\uc138)<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">\u2714 \uc7ac\uc0b0\uc138<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc624\ud53c\uc2a4\ud154 = \uac74\ucd95\ubb3c<\/strong><\/li>\n\n\n\n<li>\uacf5\uc2dc\uac00\uaca9 \uae30\uc900 <strong>\uc57d 0.25~0.4% \uc218\uc900<\/strong><\/li>\n\n\n\n<li>\uc544\ud30c\ud2b8\uc640 <strong>\ud070 \ucc28\uc774 \uc5c6\uc74c<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u2714 \uc885\ud569\ubd80\ub3d9\uc0b0\uc138 (\uc911\uc694)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2757 \ud575\uc2ec \ud3ec\uc778\ud2b8<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154\uc740 \u2018\uc8fc\ud0dd \uc218\uc5d0 \ud3ec\ud568 \uc548 \ub428\u2019<\/strong><\/li>\n\n\n\n<li>\u2192 <strong>\uc885\ubd80\uc138 \uc911\uacfc \ub300\uc0c1 \u274c<\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\uc885\ubd80\uc138<\/th><\/tr><\/thead><tbody><tr><td>\uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154<\/td><td><strong>\uc5c6\uc74c<\/strong><\/td><\/tr><tr><td>\uc544\ud30c\ud2b8 \ub2e4\uc8fc\ud0dd<\/td><td>\uc911\uacfc (\ucd5c\ub300 6%)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udc49 \uc774\ubbf8 \uc544\ud30c\ud2b8 \uc5ec\ub7ec \ucc44 \ubcf4\uc720\ud55c \uacbd\uc6b0<br>\u2192 <strong>\uc885\ubd80\uc138 \ud68c\ud53c\uc6a9\uc73c\ub85c \uc120\ud0dd\ud558\ub294 \uc774\uc720<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">4\ufe0f\u20e3 \uc591\ub3c4\uc18c\ub4dd\uc138 (\uc8fc\uc758 \ud3ec\uc778\ud2b8)<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\ub0b4\uc6a9<\/th><\/tr><\/thead><tbody><tr><td>\uc8fc\ud0dd \uc218 \ud3ec\ud568<\/td><td>\u274c (\uc6d0\uce59\uc801\uc73c\ub85c \uc81c\uc678)<\/td><\/tr><tr><td>1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138<\/td><td>\u274c \uc801\uc6a9 \uc548 \ub428<\/td><\/tr><tr><td>\uae30\ubcf8 \uc138\uc728<\/td><td>\uc77c\ubc18 \uc591\ub3c4\uc138\uc728 \uc801\uc6a9<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udccc <strong>\uc815\ub9ac<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc2e4\uac70\uc8fc \ud61c\ud0dd(\ube44\uacfc\uc138)\uc740 \uc5c6\uc74c<\/strong><\/li>\n\n\n\n<li>\ub300\uc2e0 <strong>\uc911\uacfc\ub3c4 \uc5c6\uc74c<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 <strong>\uc7a5\uae30\ubcf4\uc720\u00b7\uc2dc\uc138\ubcf4\uc874\ud615\uc5d0 \uc801\ud569<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">5\ufe0f\u20e3 \ud55c \uc7a5\uc73c\ub85c \uc815\ub9ac (\uc694\uc57d\ud45c)<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\uc624\ud53c\uc2a4\ud154<\/th><th>\uc544\ud30c\ud2b8<\/th><\/tr><\/thead><tbody><tr><td>\ub300\ucd9c<\/td><td>\ud83d\udc4d \uc720\ub9ac<\/td><td>\u274c \uaddc\uc81c \ub9ce\uc74c<\/td><\/tr><tr><td>\ucde8\ub4dd\uc138<\/td><td>\u274c 4.6%<\/td><td>\ud83d\udc4d 1~3% (1\uc8fc\ud0dd)<\/td><\/tr><tr><td>\uc885\ubd80\uc138<\/td><td>\ud83d\udc4d \uc5c6\uc74c<\/td><td>\u274c \ub2e4\uc8fc\ud0dd \uc911\uacfc<\/td><\/tr><tr><td>\uc8fc\ud0dd \uc218 \ud3ec\ud568<\/td><td>\u274c<\/td><td>\u2b55<\/td><\/tr><tr><td>\uc2e4\uac70\uc8fc \ube44\uacfc\uc138<\/td><td>\u274c<\/td><td>\u2b55<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfaf \uacb0\ub860 (\uc2a4\ud0c0\uc140\ub77c49\uc5d0 \ub531 \ub9de\ub294 \uc720\ud615)<\/h2>\n\n\n\n<p>\u2714 \uc774\ubbf8 <strong>\uc544\ud30c\ud2b8 \ubcf4\uc720\uc790<\/strong><br>\u2714 \uc885\ubd80\uc138\u00b7\ub300\ucd9c \uaddc\uc81c \ud53c\ud558\uace0 \uc2f6\uc740 \uacbd\uc6b0<br>\u2714 <strong>\uc2e4\uac70\uc8fc + \uc790\uc0b0\ubcf4\uc874<\/strong> \ubaa9\uc801<br>\u2714 \uc11c\uc6b8 \uc811\uadfc \uac00\ub2a5\ud55c <strong>\ub300\ud615 \ud3c9\ud615 \uc120\ud638<\/strong><\/p>\n\n\n\n<p>\ud83d\udc49 **\u201c\uc544\ud30c\ud2b8 \uaddc\uc81c \ud68c\ud53c\uc6a9 \uace0\uae09 \uc2e4\uac70\uc8fc \uc0c1\ud488\u201d**\uc774\ub77c\ub294 \ud3ec\uc9c0\uc158\uc774 \uc815\ud655\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc2e4\uac70\uc8fc \uc2dc \uc6d4 \uace0\uc815\ube44(\uad00\ub9ac\ube44\u00b7\uc7ac\uc0b0\uc138 \uccb4\uac10)<\/strong><\/li>\n\n\n\n<li><strong>\uc544\ud30c\ud2b8\ub85c \ud658\uc0b0\ud55c \u2018\uccb4\uac10 \ud3c9\ub2f9\uac00\u2019 \ubd84\uc11d<\/strong><\/li>\n\n\n\n<li><strong>\ub300\ucd9c \uad6c\uc870 \uc124\uacc4 \uc608\uc2dc (DSR \ucd5c\uc18c\ud654)<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\uc544\ub798\ub294 <strong>\uccad\ub77c \ud478\ub974\uc9c0\uc624 \uc2a4\ud0c0\uc140\ub77c49<\/strong> \uae30\uc900\uc73c\ub85c<br>\ud83d\udc49 **\u201c\uc785\uc8fc \ub54c\uae4c\uc9c0 \uc2e4\uc81c\ub85c \ub0b4 \uc8fc\uba38\ub2c8\uc5d0\uc11c \ub098\uac00\ub294 \ub3c8\u201d**\uc744 <strong>\ud604\uc2e4\uc801\uc778 \uc22b\uc790<\/strong>\ub85c \uc815\ub9ac\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u26a0\ufe0f \ubd84\uc591\uac00\u00b7\uc870\uac74\uc740 \ucd5c\uc885 \uacf5\uace0 \uc804\uc774\ubbc0\ub85c <strong>\uac00\uc7a5 \uc77c\ubc18\uc801\uc778 \uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154 \ubd84\uc591 \uad6c\uc870 \uae30\uc900<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udcb0 \uacb0\ub860\ubd80\ud130 \ud55c \uc904<\/h1>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\ubd84\uc591\uac00 10\uc5b5 \uae30\uc900 \u2192 \uc785\uc8fc \uc2dc\uc810\uae4c\uc9c0 \uc57d 4\uc5b5~4.6\uc5b5 \uc6d0 \ud544\uc694<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>(\ub300\ucd9c \uc815\uc0c1 \uc9c4\ud589 \uac00\uc815)<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1\ufe0f\u20e3 \ubd84\uc591\uac00 \uac00\uc815<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ubd84\uc591\uac00 \uc608\uc2dc<\/strong>: <strong>10\uc5b5 \uc6d0<\/strong><\/li>\n\n\n\n<li>\ub300\ucd9c \uac00\ub2a5: <strong>60~70%<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2\ufe0f\u20e3 \ub2e8\uacc4\ubcc4 \uc2e4\uc81c \ub0a9\ubd80 \uae08\uc561<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2460 \uacc4\uc57d\uae08 (\ubd84\uc591 \uc2dc)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>10%<\/strong><\/li>\n\n\n\n<li>\ud83d\udc49 <strong>1\uc5b5 \uc6d0<\/strong><\/li>\n\n\n\n<li>\ubcf4\ud1b5 <strong>1\ucc28 1\ucc9c\ub9cc~2\ucc9c\ub9cc + 2\ucc28 \ubd84\ud560<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2461 \uc911\ub3c4\uae08 (\uacf5\uc0ac \uae30\uac04 \uc911)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>60%<\/strong><\/li>\n\n\n\n<li>\ud83d\udc49 <strong>6\uc5b5 \uc6d0<\/strong><\/li>\n\n\n\n<li>\ud83d\udd39 \ub300\ubd80\ubd84 <strong>\uc911\ub3c4\uae08 \uc9d1\ub2e8\ub300\ucd9c<\/strong><\/li>\n\n\n\n<li>\ud83d\udd39 <strong>\ubcf8\uc778 \ud604\uae08 X (\uc774\uc790\ub9cc \ubd80\ub2f4)<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc \uc911\ub3c4\uae08 \uc774\uc790 (\uc608\uc0c1)<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0 4% \uac00\uc815<\/li>\n\n\n\n<li>\ud3c9\uade0 \uc794\uc561 3\uc5b5 \u00d7 2.5\ub144<br>\u2192 <strong>\ucd1d \uc57d 3,000\ub9cc~3,500\ub9cc \uc6d0<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2462 \uc794\uae08 (\uc785\uc8fc \uc2dc)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>30%<\/strong><\/li>\n\n\n\n<li>\ud83d\udc49 <strong>3\uc5b5 \uc6d0<\/strong><\/li>\n\n\n\n<li>\ud83d\udd39 \uc774 \uc911 **\uc8fc\ub2f4\ub300(\uc624\ud53c\uc2a4\ud154 \ub300\ucd9c)**\ub85c \ucda9\ub2f9 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3\ufe0f\u20e3 \uc138\uae08 &amp; \ubd80\ub300\ube44\uc6a9 (\uc911\uc694)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714 \ucde8\ub4dd\uc138<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>4.6% \uace0\uc815<\/strong><\/li>\n\n\n\n<li>10\uc5b5 \u00d7 4.6%<br>\ud83d\udc49 <strong>4,600\ub9cc \uc6d0<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714 \uae30\ud0c0 \ube44\uc6a9<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc18c\uc720\uad8c \uc774\uc804, \ub4f1\uae30, \ubc95\ubb34\uc0ac, \uc778\uc9c0\ub300 \ub4f1<br>\ud83d\udc49 <strong>\uc57d 300~500\ub9cc \uc6d0<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4\ufe0f\u20e3 \ucd1d \uc815\ub9ac (10\uc5b5 \uae30\uc900)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd22 \u201c\uc785\uc8fc \uc804\uae4c\uc9c0 \uc2e4\uc81c \ud604\uae08\u201d<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\uae08\uc561<\/th><\/tr><\/thead><tbody><tr><td>\uacc4\uc57d\uae08<\/td><td>1\uc5b5<\/td><\/tr><tr><td>\uc911\ub3c4\uae08 \uc774\uc790<\/td><td>0.3\uc5b5<\/td><\/tr><tr><td>\ucde8\ub4dd\uc138<\/td><td>0.46\uc5b5<\/td><\/tr><tr><td>\ubd80\ub300\ube44\uc6a9<\/td><td>0.04\uc5b5<\/td><\/tr><tr><td><strong>\ud569\uacc4<\/strong><\/td><td><strong>\uc57d 1.8\uc5b5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd22 \u201c\uc785\uc8fc \uc2dc\uc810 \ucd94\uac00 \ud544\uc694\u201d<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\uae08\uc561<\/th><\/tr><\/thead><tbody><tr><td>\uc794\uae08 \uc790\uae30\uc790\ubcf8<\/td><td>\uc57d 2~2.6\uc5b5<\/td><\/tr><tr><td><strong>\ucd1d \uc790\uae30\uc790\ubcf8<\/strong><\/td><td><strong>\uc57d 4~4.6\uc5b5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5\ufe0f\u20e3 \ubd84\uc591\uac00\ubcc4 \ube60\ub978 \uacc4\uc0b0\ud45c<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ubd84\uc591\uac00<\/th><th>\uc785\uc8fc \uc2dc \ud544\uc694 \uc790\uae08<\/th><\/tr><\/thead><tbody><tr><td><strong>9\uc5b5<\/strong><\/td><td>\uc57d <strong>3.6~4\uc5b5<\/strong><\/td><\/tr><tr><td><strong>10\uc5b5<\/strong><\/td><td>\uc57d <strong>4~4.6\uc5b5<\/strong><\/td><\/tr><tr><td><strong>11\uc5b5<\/strong><\/td><td>\uc57d <strong>4.4~5\uc5b5<\/strong><\/td><\/tr><tr><td><strong>12\uc5b5<\/strong><\/td><td>\uc57d <strong>5~5.6\uc5b5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6\ufe0f\u20e3 \uc544\uc8fc \uc911\uc694\ud55c \uccb4\ud06c \ud3ec\uc778\ud2b8 \u26a0\ufe0f<\/h2>\n\n\n\n<p>\u2714 <strong>\ucde8\ub4dd\uc138\ub294 \uc785\uc8fc \uc9c1\uc804 \ud604\uae08 \ud544\uc694 (\ub300\ucd9c \ubd88\uac00)<\/strong><br>\u2714 <strong>\uc911\ub3c4\uae08 \uc774\uc790 \u2192 \uc740\uadfc\ud788 \ubd80\ub2f4\ub428<\/strong><br>\u2714 <strong>\uc794\uae08\ub300\ucd9c LTV\ub294 \uac1c\uc778 \uc2e0\uc6a9\u00b7\uc18c\ub4dd \ub530\ub77c \ucc28\uc774 \ud07c<\/strong><br>\u2714 <strong>\uc624\ud53c\uc2a4\ud154\uc740 \uc804\uc138 \ud65c\uc6a9 \uac00\ub2a5 (\uc804\uc785 \uac00\ub2a5)<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfaf \uc815\ub9ac\ud558\uba74<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uacc4\uc57d \uc2dc<\/strong>: 1\uc5b5<\/li>\n\n\n\n<li><strong>\uc785\uc8fc \uc804\uae4c\uc9c0 \ub204\uc801<\/strong>: \uc57d 1.8\uc5b5<\/li>\n\n\n\n<li><strong>\uc785\uc8fc \uc21c\uac04 \ucd5c\uc885 \ud544\uc694<\/strong>: \ucd1d 4\uc5b5\ub300 \uc911\ubc18<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\uc6d0\ud558\uc2dc\uba74 \ub2e4\uc74c\ub3c4 \ubc14\ub85c \uacc4\uc0b0\ud574 \ub4dc\ub9b4\uac8c\uc694\ud83d\udc47<br>1\ufe0f\u20e3 <strong>\uc804\uc138\/\uc6d4\uc138 \ub07c\uace0 \uc785\uc8fc \uc2dc \uc2e4\uc81c \ud604\uae08<\/strong><br>2\ufe0f\u20e3 <strong>\ub300\ucd9c 60% vs 70% \ucc28\uc774 \uc2dc\ubbac\ub808\uc774\uc158<\/strong><br>3\ufe0f\u20e3 <strong>\uad00\ub9ac\ube44\u00b7\uc7ac\uc0b0\uc138\uae4c\uc9c0 \ud3ec\ud568\ud55c \uc6d4 \uace0\uc815\ube44<\/strong><\/p>\n\n\n\n<p>\uc544\ub798\ub294 **\uccad\ub77c \ud478\ub974\uc9c0\uc624 \uc2a4\ud0c0\uc140\ub77c49 \uc785\uc8fc \uc2dc<br>\ud83d\udc49 **\ub300\ucd9c 5\uc5b5 \uc6d0 \uae30\uc900 \u201c\uc2e4\uc81c \uccb4\uac10 \uc774\uc790\u201d**\ub97c <strong>\uac00\uc7a5 \ud604\uc2e4\uc801\uc778 \uc870\uac74<\/strong>\uc73c\ub85c \uacc4\uc0b0\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udcb3 5\uc5b5 \ub300\ucd9c \uc774\uc790 \uc694\uc57d (\uacb0\ub860)<\/h1>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\uae08\ub9ac 4.5% \uae30\uc900 \u2192 \uc6d4 \uc774\uc790 \uc57d 187\ub9cc \uc6d0<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1\ufe0f\u20e3 \uae30\ubcf8 \uac00\uc815<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub300\ucd9c\uae08<\/strong>: 5\uc5b5 \uc6d0<\/li>\n\n\n\n<li><strong>\ub300\ucd9c \uc885\ub958<\/strong>: \uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154 \ub2f4\ubcf4\ub300\ucd9c<\/li>\n\n\n\n<li><strong>\uae08\ub9ac<\/strong>: \uc5f0 <strong>4.0 ~ 5.0%<\/strong> (2025\ub144 \uae30\uc900 \uc77c\ubc18\uc801 \ubc94\uc704)<\/li>\n\n\n\n<li><strong>\uc0c1\ud658 \ubc29\uc2dd<\/strong>: \uc774\uc790\ub9cc \/ \uc6d0\ub9ac\uae08 \uade0\ub4f1 \ube44\uad50<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2\ufe0f\u20e3 \uc774\uc790\ub9cc \ub0a9\ubd80\ud560 \uacbd\uc6b0 (\uac00\uc7a5 \ub9ce\uc774 \uc120\ud0dd)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714 \uae08\ub9ac\ubcc4 \uc6d4 \uc774\uc790<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uae08\ub9ac<\/th><th>\uc6d4 \uc774\uc790<\/th><th>\uc5f0 \uc774\uc790<\/th><\/tr><\/thead><tbody><tr><td><strong>4.0%<\/strong><\/td><td>\uc57d <strong>167\ub9cc \uc6d0<\/strong><\/td><td>2,000\ub9cc<\/td><\/tr><tr><td><strong>4.5%<\/strong><\/td><td>\uc57d <strong>187\ub9cc \uc6d0<\/strong><\/td><td>2,250\ub9cc<\/td><\/tr><tr><td><strong>5.0%<\/strong><\/td><td>\uc57d <strong>208\ub9cc \uc6d0<\/strong><\/td><td>2,500\ub9cc<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udc49 <strong>\uc2e4\uac70\uc8fc \ucd08\uae30\uc5d0\ub294 \uc774\uc790\ub9cc \uc0c1\ud658<\/strong>\uc774 \uac00\uc7a5 \ud754\ud568<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3\ufe0f\u20e3 \uc6d0\ub9ac\uae08 \uade0\ub4f1 \uc0c1\ud658 \uc2dc (30\ub144)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uae08\ub9ac<\/th><th>\uc6d4 \uc0c1\ud658\uc561<\/th><\/tr><\/thead><tbody><tr><td><strong>4.0%<\/strong><\/td><td>\uc57d <strong>239\ub9cc \uc6d0<\/strong><\/td><\/tr><tr><td><strong>4.5%<\/strong><\/td><td>\uc57d <strong>253\ub9cc \uc6d0<\/strong><\/td><\/tr><tr><td><strong>5.0%<\/strong><\/td><td>\uc57d <strong>268\ub9cc \uc6d0<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udccc \uccb4\uac10 \ud3ec\uc778\ud2b8<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc774\uc790\ub9cc \ub300\ube44 <strong>\uc6d4 60~80\ub9cc \uc6d0 \uc99d\uac00<\/strong><\/li>\n\n\n\n<li>\ub300\uc2e0 <strong>\uc6d0\uae08\uc774 \uc904\uc5b4\ub4e6<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4\ufe0f\u20e3 \ud604\uc2e4\uc801\uc778 \ucd94\ucc9c \uc2dc\ub098\ub9ac\uc624<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udfe2 \uc2e4\uac70\uc8fc + \uc790\uae08 \uc5ec\uc720 \uad00\ub9ac\ud615<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ucd08\uae30 2~3\ub144 \u2192 \uc774\uc790\ub9cc<\/strong><\/li>\n\n\n\n<li>\uc774\ud6c4 <strong>\uc6d0\ub9ac\uae08 \uc804\ud658<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 \uc6d4 \uace0\uc815\ube44 \uc548\uc815 + \uae08\ub9ac \ud558\ub77d \uc2dc \uac08\uc544\ud0c0\uae30 \uac00\ub2a5<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5\ufe0f\u20e3 \u201c\uc6d4 \uace0\uc815\ube44\u201d\ub85c \ubcf4\uba74?<\/h2>\n\n\n\n<p>(\uae08\ub9ac 4.5% \u00b7 \uc774\uc790\ub9cc \uae30\uc900)<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\uc6d4<\/th><\/tr><\/thead><tbody><tr><td>\ub300\ucd9c \uc774\uc790<\/td><td>187\ub9cc<\/td><\/tr><tr><td>\uad00\ub9ac\ube44(\ub300\ud615)<\/td><td>35~45\ub9cc<\/td><\/tr><tr><td>\uc7ac\uc0b0\uc138 \uc6d4\ud658\uc0b0<\/td><td>15~20\ub9cc<\/td><\/tr><tr><td><strong>\ud569\uacc4<\/strong><\/td><td><strong>\uc57d 240~250\ub9cc \uc6d0<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u26a0\ufe0f \uaf2d \uccb4\ud06c\ud560 \uc810<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc624\ud53c\uc2a4\ud154 \uae08\ub9ac\ub294 <strong>\uc544\ud30c\ud2b8\ubcf4\ub2e4 0.2~0.5% \ub192\uc74c<\/strong><\/li>\n\n\n\n<li><strong>\uace0\uc815\uae08\ub9ac vs \ubcc0\ub3d9\uae08\ub9ac<\/strong> \ucc28\uc774 \ud07c<\/li>\n\n\n\n<li><strong>DSR \uacc4\uc0b0 \uc2dc \uc774\uc790\ub9cc\uc774\ub77c\ub3c4 \ubc18\uc601<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfaf \ud55c \uc904 \uc815\ub9ac<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>5\uc5b5 \ub300\ucd9c = \uc6d4 170~210\ub9cc \uc6d0 \uc774\uc790<\/strong><br>(\uae08\ub9ac 4~5% \uad6c\uac04)<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>\uc778\ucc9c \uccad\ub77c\uad6d\uc81c\ub3c4\uc2dc\uc5d0 \ub4e4\uc5b4\uc11c\ub294 \ud504\ub9ac\ubbf8\uc5c4 \uc8fc\uac70\ud615 \uc624\ud53c\uc2a4\ud154\/\uc8fc\uac70 \ub2e8\uc9c0\ub85c, \ub300\uc6b0\uac74\uc124\uc774 \uc2dc\uacf5\ud558\uace0 \ud55c\uad6d\ud22c\uc790\ubd80\ub3d9\uc0b0\uc2e0\ud0c1 \ub4f1\uc774 \uc2dc\ud589\ud558\ub294 \ud504\ub85c\uc81d\ud2b8\uc785\ub2c8\ub2e4. \u201c\ud478\ub974\uc9c0\uc624\u201d \ube0c\ub79c\ub4dc \uae30\ubc18\uc758 \uc911\ub300\ud615 \uace0\uae09 \uc8fc\uac70 \uc0c1\ud488\uc774\ub77c\ub294 \uc810\uc5d0\uc11c \ubd84\uc591 \uc804\ubd80\ud130 \uad00\uc2ec\uc774 \ub192\uc740 \ub2e8\uc9c0\uc785\ub2c8\ub2e4. Reby24+1 \ud83d\udccd \uae30\ubcf8 \uc815\ubcf4 \ud83c\udfd9\ufe0f \ud2b9\uc9d5 &amp; \uc7a5\uc810 \ud83d\udccc 1) \uc785\uc9c0 &amp; \uad50\ud1b5 \ud83d\udccc 2) \uc8fc\ubcc0 \uac1c\ubc1c \ud638\uc7ac \ub2e8\uc9c0 \uc8fc\ubcc0\uc5d0 \ub300\uaddc\ubaa8 \uac1c\ubc1c \ud504\ub85c\uc81d\ud2b8\uac00 \uc9c4\ud589 \uc911\uc774\uba70, \uc774\ub294 \uc0dd\ud65c \uc778\ud504\ub77c \ubc0f &hellip; <a href=\"https:\/\/ihavenomoney.co.kr\/?p=3092\" class=\"more-link\"><span class=\"screen-reader-text\">\uccad\ub77c \ud478\ub974\uc9c0\uc624 \uc2a4\ud0c0\uc140\ub77c49<\/span> \ub354\ubcf4\uae30 <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-3092","post","type-post","status-publish","format-standard","hentry","category-9"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/3092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3092"}],"version-history":[{"count":1,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/3092\/revisions"}],"predecessor-version":[{"id":3093,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/3092\/revisions\/3093"}],"wp:attachment":[{"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}