{"id":2514,"date":"2024-07-31T23:47:09","date_gmt":"2024-07-31T23:47:09","guid":{"rendered":"https:\/\/ihavenomoney.co.kr\/?p=2514"},"modified":"2024-08-29T22:51:59","modified_gmt":"2024-08-29T22:51:59","slug":"isa-%ea%b3%84%ec%a2%8c%eb%8a%94-individual-savings-account","status":"publish","type":"post","link":"https:\/\/ihavenomoney.co.kr\/?p=2514","title":{"rendered":"ISA \uacc4\uc88c  Individual Savings Account"},"content":{"rendered":"\n<p>ISA \uacc4\uc88c\ub294 Individual Savings Account\uc758 \uc57d\uc790\ub85c, <strong>\uac1c\uc778 \uc800\ucd95 \uacc4\uc88c<\/strong>\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc8fc\ub85c \uc601\uad6d\uc5d0\uc11c \uc0ac\uc6a9\ub418\uba70, \ud2b9\uc815 \uc138\uae08 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uc800\ucd95 \uacc4\uc88c\uc785\ub2c8\ub2e4. ISA \uacc4\uc88c\uc5d0\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc885\ub958\uac00 \uc788\uc73c\uba70, \uac01\uac01 \ub2e4\ub978 \ud2b9\uc9d5\uacfc \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc8fc\uc694 ISA \uacc4\uc88c \uc885\ub958\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"498\" height=\"498\" src=\"https:\/\/ihavenomoney.co.kr\/wp-content\/uploads\/2024\/08\/money-saving.gif\" alt=\"\" class=\"wp-image-2540\"\/><\/figure>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>\ud604\uae08 ISA (Cash ISA)<\/strong>:<ul class=\"wp-block-list\"><li>\uc608\uae08 \uacc4\uc88c\uc640 \uc720\uc0ac\ud558\uac8c \uc6b4\uc601\ub418\uba70, \uc774\uc790 \uc18c\ub4dd\uc5d0 \ub300\ud574 \uc138\uae08\uc774 \uba74\uc81c\ub429\ub2c8\ub2e4.<\/li><li>\uc548\uc815\uc801\uc774\uace0 \uc800\uc704\ud5d8\uc778 \uc800\ucd95 \uc218\ub2e8\uc785\ub2c8\ub2e4.<\/li><\/ul><\/li><li><strong>\uc8fc\uc2dd \ubc0f \uc8fc\uc2dd ISA (Stocks and Shares ISA)<\/strong>:<ul class=\"wp-block-list\"><li>\uc8fc\uc2dd, \ucc44\uad8c, \ubba4\ucd94\uc5bc \ud380\ub4dc \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><li>\ud22c\uc790 \uc218\uc775\uc5d0 \ub300\ud574 \uc138\uae08\uc774 \uba74\uc81c\ub429\ub2c8\ub2e4.<\/li><li>\ub354 \ub192\uc740 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc, \ud22c\uc790 \uc704\ud5d8\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/li><\/ul><\/li><li><strong>\ud601\uc2e0 \uae08\uc735 ISA (Innovative Finance ISA)<\/strong>:<ul class=\"wp-block-list\"><li>P2P \ub300\ucd9c\uacfc \uac19\uc740 \ub300\uc548\uc801\uc778 \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><li>\uc774\uc790 \uc18c\ub4dd\uc5d0 \ub300\ud574 \uc138\uae08\uc774 \uba74\uc81c\ub429\ub2c8\ub2e4.<\/li><li>\ube44\uad50\uc801 \uc0c8\ub85c\uc6b4 \ud615\ud0dc\uc758 \ud22c\uc790 \uc218\ub2e8\uc785\ub2c8\ub2e4.<\/li><\/ul><\/li><li><strong>\uc0dd\uc560 ISA (Lifetime ISA)<\/strong>:<ul class=\"wp-block-list\"><li>\ub9cc 18\uc138\uc5d0\uc11c 40\uc138 \uc0ac\uc774\uc758 \uc0ac\ub78c\ub4e4\uc774 \uac00\uc785\ud560 \uc218 \uc788\uc73c\uba70, \uc8fc\ud0dd \uad6c\ub9e4\ub098 \uc740\ud1f4 \uc790\uae08\uc744 \ub9c8\ub828\ud558\ub294 \ub370 \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/li><li>\uc5f0\uac04 \ucd5c\ub300 \u00a34,000\uae4c\uc9c0 \uc800\ucd95\ud560 \uc218 \uc788\uc73c\uba70, \uc815\ubd80\uc5d0\uc11c \ucd5c\ub300 \u00a31,000\uc758 \ubcf4\ub108\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li><li>\uc800\ucd95\uc561\uacfc \ubcf4\ub108\uc2a4\ub294 \uc8fc\ud0dd \uad6c\ub9e4 \uc2dc \uc0ac\uc6a9\ud558\uac70\ub098 60\uc138 \uc774\ud6c4\uc5d0 \uc778\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><\/ul><\/li><li><strong>Help to Buy ISA<\/strong>:<ul class=\"wp-block-list\"><li>\uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub97c \ub3d5\uae30 \uc704\ud55c \uacc4\uc88c\ub85c, \ub9e4\ub2ec \uc800\ucd95\ud55c \uae08\uc561\uc5d0 \ub300\ud574 \uc815\ubd80\uc5d0\uc11c \ubcf4\ub108\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li><li>Help to Buy ISA\ub294 \ud604\uc7ac \ub354 \uc774\uc0c1 \uc2e0\uaddc \uac00\uc785\uc744 \ubc1b\uc9c0 \uc54a\uc9c0\ub9cc, \uae30\uc874 \uacc4\uc88c\ub294 \uc5ec\uc804\ud788 \uc6b4\uc601 \uc911\uc785\ub2c8\ub2e4.<\/li><\/ul><\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"498\" height=\"344\" src=\"https:\/\/ihavenomoney.co.kr\/wp-content\/uploads\/2024\/08\/money-piggy-bank.gif\" alt=\"\" class=\"wp-image-2541\"\/><\/figure>\n\n\n\n<p>ISA \uacc4\uc88c\ub294 \uc800\ucd95 \ubc0f \ud22c\uc790\uc5d0 \ub300\ud55c \uc138\uae08 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uc5ec \uac1c\uc778\uc774 \ub354 \ud6a8\uc728\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \uad00\ub9ac\ud558\uace0 \uc99d\uac00\uc2dc\ud0ac \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4. \uac01 ISA \uacc4\uc88c\ub294 \uc5f0\uac04 \ub0a9\uc785 \ud55c\ub3c4\uac00 \uc788\uc73c\uba70, \ub9e4\ub144 \uac31\uc2e0\ub429\ub2c8\ub2e4. ISA \uacc4\uc88c\ub97c \ud1b5\ud574 \uc5bb\uc740 \uc774\uc790\ub098 \ud22c\uc790 \uc218\uc775\uc740 \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0 \uc138\uae08\uc774 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc544, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uacc4\ud68d\uc5d0 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ISA \uacc4\uc88c\ub294 Individual Savings Account\uc758 \uc57d\uc790\ub85c, \uac1c\uc778 \uc800\ucd95 \uacc4\uc88c\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc8fc\ub85c \uc601\uad6d\uc5d0\uc11c \uc0ac\uc6a9\ub418\uba70, \ud2b9\uc815 \uc138\uae08 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uc800\ucd95 \uacc4\uc88c\uc785\ub2c8\ub2e4. ISA \uacc4\uc88c\uc5d0\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc885\ub958\uac00 \uc788\uc73c\uba70, \uac01\uac01 \ub2e4\ub978 \ud2b9\uc9d5\uacfc \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc8fc\uc694 ISA \uacc4\uc88c \uc885\ub958\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4: \ud604\uae08 ISA (Cash ISA): \uc608\uae08 \uacc4\uc88c\uc640 \uc720\uc0ac\ud558\uac8c \uc6b4\uc601\ub418\uba70, \uc774\uc790 \uc18c\ub4dd\uc5d0 \ub300\ud574 \uc138\uae08\uc774 \uba74\uc81c\ub429\ub2c8\ub2e4. \uc548\uc815\uc801\uc774\uace0 \uc800\uc704\ud5d8\uc778 \uc800\ucd95 \uc218\ub2e8\uc785\ub2c8\ub2e4. \uc8fc\uc2dd \ubc0f &hellip; <a href=\"https:\/\/ihavenomoney.co.kr\/?p=2514\" class=\"more-link\"><span class=\"screen-reader-text\">ISA \uacc4\uc88c  Individual Savings Account<\/span> \ub354\ubcf4\uae30 <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[27],"tags":[],"class_list":["post-2514","post","type-post","status-publish","format-standard","hentry","category-27"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2514","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2514"}],"version-history":[{"count":3,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2514\/revisions"}],"predecessor-version":[{"id":2542,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2514\/revisions\/2542"}],"wp:attachment":[{"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ihavenomoney.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}